Benefits

Information

We recognize the importance of keeping our employees healthy and happy on the job and away from work. Our dedication to our employees is reflected in our benefits package which includes:
  • Mac laptops provided to all teachers

  • Professional learning communities at all grade levels

  • A full professional development day devoted to learning and innovation (NILS)

  • Discounted wellness, exercise and incentive programs offered to all employees

  • Summer mentoring for new teachers

Health Insurance

Natick offers a variety of contributory health insurance plans for employees and their eligible dependents. These plans are adopted in accordance with Chapter 32-B, as amended, of the General Laws. Employees are eligible for health insurance if they are regularly employed for 20 hours or more per week for at least 6 months. Visit the provider websites below for more information. (Click here for some tips on finding a doctor who's right for you)

The rate saver EPO plans offered through the West Suburban Health Group:

Premium Rates for School Year 2017-2018

July 1, 2017 - June 30, 2018 Health Insurance Rates

Health Insurance Plan Comparison Chart

For health enrollment forms, please notify the Town's Benefits Coordinator immediately to avoid lapse of time in the monthly payments and coverage (X6411)

You have 30 days from your hire date to enroll in insurance plans, otherwise you must wait until the next open enrollment period -  unless you have a "qualifying event" such as marriage, divorce, birth of child, adoption of child, loss of coverage through a spouse, death of a family member, which allows you to enroll when the qualifying event occurs.

Address Change: Employees enrolled in insurance plans are responsible for notifying their provider of a recent address change.


Health Insurance Opt Out

If you wish to opt out of health insurance, please complete this form and return it to Linda Clark in the Town Hall By opting out of Natick health insurance you will receive an incentive payment of $2,000 (individual) or $4,500 (family) - only if you have been covered by a Natick plan for the full previous year. If you opt out after 7/1/15, you will receive a pro-rated payment the following July and a full payment in the second July after the opt out, provided you continue coverage with another provider for that full period.


Leave of Absence

Employees granted an unpaid leave of absence (with the exception of a leave under FMLA), must assume responsibility for payment of any health, life or dental insurance coverage at a total cost of the plan. Employees should contact the Benefits Coordinator (X6411) to make arrangements to continue insurance coverage for the period of his/her absence. If arrangements for such payments are not made through the Benefits Coordinator's Office within 30 days after the effective leave date, coverage will be automatically canceled.



Retirement - Continuation of Health Insurance

When you retire, your health insurance may be continued. Please contact the Benefits Coordinator, (508-647-6411) as soon as the date of retirement is known.


Termination of Insurance

Upon leaving the employ of the Town, your health, dental and life insurance coverage will terminate on the first day of the month following the last day of employment. At this time, an opportunity will be given to continue under COBRA, provided proper notification is given to the Benefits Coordinator.


My Medication Advisor

The myMedicationAdvisor® web site is designed to promote the safe and proper use of medications. It also offers ways to save money on medications and helps you get the most out of your pharmacy benefit.

The information and tools on this web site can help you and your family save money on medications, take medications correctly and safely, and better communicate with your doctor and pharmacist.

The myMedicationAdvisor® web site is where you can obtain the medication list(s), forms, and instructions you need for any special medication buying program(s) offered by your employer or health plan.

Please note that this program is not available to Fallon subscribers.


Dental Insurance

Delta Dental PPO Plus Premier group insurance is available with 100% employee contribution through Delta Dental of Massachusetts. 


Life Insurance

Boston Mutual Life Insurance Company offers employees a group term voluntary life and accidental death & dismemberment program for your and your family. Any employee, who wishes to purchase the life insurance outside of the hire dates and open enrollment, may do so by special arrangement. 


Disability Insurance

The Town of Natick offers employees short-term and long-term disability insurance plans for employees that work 30 hours or more per week. The plans are 100% employee funded.

Lincoln Financial Group offers a voluntary long-term disability insurance.

Colonial Supplemental Insurance offers a benefits package that will meet your individual needs with the following voluntary benefits:

  •  Short-Term Disability Insurance 
  • Accident Insurance 
  • Life Insurance 
  • Cancer Insurance


Flexible Spending Account

All employees of the Town of Natick are eligible to enroll in Flexchoice through the Sentinel Financial Group; a flexible spending accounts that allow you to set aside salary dollars on a pre-tax basis from which you will be reimbursed for medical or dependent care expenses or both.

Employees are eligible for insurance plans if they are regularly employed for 20 hours or more per week for at least 6 months. The only exception is long-term disability which requires employees be regularly employed for 30 hours more per week for at least 6 months. 

All enrollment forms and questions on any of the benefits listed above should be directed to:

Linda Clark, Benefits Coordinator
1st Floor, Town Hall, 13 East Central Street, Natick
Telephone Number 508-647-6411 or lclark@natickma.org


Retirement

403(b) Deferred Compensation Plan

The Natick Public Schools offers employees the opportunity to enroll in a 403(b) voluntary retirement plan. MidAmerica is our third party administrator and manages all aspects of the 403(b)
voluntary retirement accounts. Visit their website atwww.spokeskids.com/NatickPS for more information and enrollment form.

457 Deferred Compensation Plan
The Town of Natick offers employees the opportunity to enroll in a 457 voluntary retirement plan. Northeast Retirement Services is our third party administrator and manages all aspects of the 457 voluntary retirement account. Contact Linda Clark, Natick Benefits Coordinator, for more information lclark@natickma.org

Massachusetts Teachers' Retirement System
Mandatory retirement plan for licensed educators employed on at least a (.5) basis

Town of Natick Contributory Retirement System
Mandatory retirement plan for support personnel employed on a regular basis for at least 20 hours per week
Contact: Kathy Bacon, Director, Natick Town Hall, 13 East Central St, 3rd floor, 508-647-6440

OBRA Town of Natick 457 Plan
Mandatory retirement plan for all part-time [employed for less than 20 hours per week], temporary or seasonal employees



Employee Assistance Program

The Town of Natick provides a no-cost employee assistance program through the Educators' EAP. The program is voluntary and confidential. Its services are available to provide help to employees and their immediate family members in need of counseling or rehabilitation. Call The Educators' EAP at 1-800-666-5327 or 1-800-252-4555 for immediate assistance or to schedule an appointment. Other valuable resources can be found on their website at www.educatorseap.com.  


Wellesley Municipal Employees Federal Credit Union

Located at One Hollis Street, suite 105 in Wellesley, the WMEFCU provides convenient and easy access to their office. Visit their website here.


Metrowest Community Federal Credit Union

The Natick Metrowest Federal Credit Union and the Framingham Municipal Credit Union have merged giving its members new and improved products and outstanding technology. For information regarding membership visit their website at www.fmcreditunion.com: 200 Concord St, Framingham, 508-879-5522.


Unemployment Benefits

Unemployment Insurance Benefits  - Information on how to file for unemployment benefits.

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